Boat Financing
We are boating professionals with years of experience obtaining boat loans for our customers. We can arrange a Boat Loan to fit your needs. Applying is easy, either click the link above or contact us. We will take care of all the details for you.
Here Are Some Reasons You Should Consider Captain's Cove Marine Financing:
- Convenience: We can do all of the shopping for rates and terms for you. Captain's Cove Marine is your "One Stop Shopping" source!
- Lender Selection: Captain's Cove Marine is associated with over 15 national and regional lenders in the Marine industry. We can shop the best rates and terms for you.
- Familiarity with our product: We deal with loan underwriters who specialize in Marine Financing. Since we deal with experts, we can often obtain better approvals.
- Tax Deductibility: Many of our boats qualify for a Second Home Income Tax Deduction. The interest on your boat may be deductible on your Federal Income Tax Return.
- Bank Specials: Occasionally many of our banks will have special rates, terms, and payment options. As an authorized dealer, we have access to these specials and pass them on to you.
- Creative Financing: We have the ability to customize the financing of your boat to your individual needs. Our Financial Services Division can design a financing plan to meet your particular requirements.
- Better Terms: Many Bankers only deal with auto loans. This means that they are giving you an auto loan for your boat. Generally, Captain's Cove Marine can get longer terms, which will lower your payment to an affordable amount.
- Availability of the boat: Many banks will only issue a "Letter of Credit" and hold a check at the bank until we deliver a title to them. We may not be able to release your boat until we receive the money from the bank, delaying your use and enjoyment.
- The power of volume: While your loan is important to us, we produce over $5,000,000 in loans for our banks every year. This large volume has allowed us to develop personal relationships with the loan underwriters so we can handle "special situations" regarding your purchase if needed.
- Other Products: Our special relationship with the banks allows us to add other valuable products such as Extended Service Contract, GAP Insurance, and Supplemental Life and Disability benefits to your loan without getting additional approval. Most bankers can't or won't add these items.
Give Us Try and Experience the Difference!
If you're decided you want to finance your new Bentley, Godfrey, or Captain's Cove Pre-Owned boat, you're not alone. Seventy percent of customers finance their boats. With a minimum down payment and approved credit, you can arrange financing with us and get out on the water.
Plus, you may be able to add in all your parts and accessories! You'll have everything you need, and you only have to make one monthly payment.
And because we finance more boats than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the water ASAP is your biggest concern. That's why we make it easy.
Apply Now
Talk to Captain's Cove about financing your boat with us, and get out on the water! You can also fill out the application below and get the whole process started!